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FAQ

mostgetcash.tripod.com/loan is a matching service which submits your inquiry to its network of lenders. There is no cost for submitting an inquiry. The fees and rates are quoted directly by the lender which is matched to your profile. mostgetcash.tripod.com/loan is not a lender and will not provide you or anyone else with lending services.

At mostgetcash.tripod.com/loan we do not provide direct loans to consumers - our service is designed to match your information with payday lenders in our network to find you the best loan provider for your needs. But we are experts in the payday loan industry, and we are happy to answer any questions that you may have. Please review the following answers to questions that you may have about our service and payday loans. If you can’t find an answer to your question, please feel free to contact us for more information.

  1. What is a Payday Loan?
  2. How can I Qualify for a Payday Loan?
  3. How Much Can I Borrow?
  4. How Do I Get the Money?
  5. My Credit is Bad- Will I Still Qualify for a Loan?
  6. How Long Does it Take to Apply?
  7. Do I Have to Have Access to a Fax Machine?
  8. How Much Does a Payday Loan Cost?
  9. I Am Already Paying Off a Payday Loan- Can I Take Out Another One?
  10. How Do I Pay Back My Loan?
  11. What If I am Late Making a Payment?
  12. Is My Information Safe on mostgetcash.tripod.com/loan?
  13. When Will I Be Eligible to Apply for Another Loan?
  14. Can I Extend the Repayment Period of My Loan?
  15. What Happens If I Default on My Loan?

  1. What is a Payday Loan?

    A payday loan is a short-term solution to cash flow problems. The lenders in our network will provide you with a loan of $100 to $1000 to make ends meet until you receive your next paycheck.


  2. How can I Qualify for a Payday Loan?

    The lenders in our network make it easy to qualify for a payday loan. You will need to fulfill the following requirements:

    • Be at least 18 years old
    • Have held the same job for the past 30 days
    • Bring home at least $800 per month
    • Provide a home and work phone number, along with an email address

  3. How Much Can I Borrow?

    Our lenders will provide you with a loan up to $1000. The amount loaned depends on the information that you provide.


  4. How Do I Get the Money?

    Receiving the money from your loan is easy- it is deposited right into your bank account.


  5. My Credit is Bad - Will I Still Qualify for a Loan?

    Payday lenders know that hard times can fall on anyone, which is why your credit doesn’t matter when applying for a payday loan. You can be approved despite credit problems, such as bankruptcy, judgments, and other financial issues


  6. How Long Does it Take to Apply?

    It usually takes less than five minutes to apply for a loan through mostgetcash.tripod.com/loan; you will then have access to a number of lenders that want your business. In most cases you will receive your loan money within 24 hours after approval.


  7. Do I Have to Have Access to a Fax Machine?

    Yes, you will need to have access to a fax machine. Your lender may ask for additional financial information, and faxing is the fastest way of getting them the information that they need. If you do not own a fax machine you can use the services of your local library, or a postal store.


  8. What is the Cost?

    The total cost of repaying a payday loan varies by lender, according to their rates and terms. After you are approved for a loan, your lender will disclose the exact cost before you e-sign anything.


  9. I Am Already Paying Off a Payday Loan- Can I Take Out Another One?

    You can certainly apply for another payday loan, and you may qualify. While applying make sure to disclose to the lender that you are currently paying off a previous loan.


  10. How Do I Pay Back My Loan?

    Most lenders ask that you agree to have payments withdrawn automatically from your bank account. If you foresee having any problems making a payment please contact your lender immediately.


  11. What If I am Late Making a Payment?

    The lenders in our network each have their own policies in regards to making late payments. Please be aware of your lender’s late payment policy before signing loan agreements.


  12. Is My Information Safe on mostgetcash.tripod.com/loan?

    Yes, your personal information is safe. Our site is protected by the best security software available, and all information provided is encrypted during submission.


  13. When Will I Be Eligible to Apply for Another Loan?

    You can apply for another loan 72 hours after applying for your initial loan. Please be sure to disclose the fact that you have already applied for a loan when working with a lender to obtain a second loan.


  14. Can I Extend the Repayment Period of My Loan?

    Each state has their own regulations in regard to extension of the repayment period of a loan. If you live in a state that allows extensions, please contact your lender in advance to let them know that you are unable to make a payment, and would like to have an extension.


  15. What Happens If I Default on My Loan?

    If you are unable to make the agreed upon payments to your lender, you can expect them to use any legal means possible to collect the money that is due. Defaulting on your loan may also result in higher interest rates and additional fees.

 



Consumer Notice: A payday loan, also known as cash advance is a short-term loan given to the borrower until his or her next payday. Purpose of the payday loan is to provide the borrower a short-term financial relief. Payday loan is not a long-term financial solution. Borrowers who face debt and credit difficulties should seek out professional financial advice. Borrowers are encouraged to review local laws and regulations governing payday loans.

Availability: This service is not available in all states. Please review local laws and regulations for availability in your particular state. The states this website services may change from time to time and without notice. All aspects and transactions on this site will be deemed to have taken place in the state of Nevada, regardless of where you may be accessing this site.

Disclaimer: Payday Loans This website does not constitute an offer or solicitation to lend. mostgetcash.tripod.com/loan is not a lender and does not make loan or credit decisions. mostgetcash.tripod.com/loan provides a matching service only and does not control and is not responsible for the actions or inactions of any lender. mostgetcash.tripod.com/loan is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.

You are under no obligation to use mostgetcash.tripod.com/loan's service to initiate contact, nor apply for credit or any loan product with any service provider or lender.

Subject to our Privacy Policy, mostgetcash.tripod.com/loan will transfer your information to lenders in our program and other service providers and marketing companies with which we do business. mostgetcash.tripod.com/loan does not guarantee that completing an application form will result in your being matched with a lender, being offered a loan product with satisfactory rates or terms, or receiving a loan from a lender. Payday Loans

Participating lenders may verify your social security number, driver license number, national ID, or any other state or federal identifications and review your information against national databases to include but not limited to Equifax, Transunion, and Experian to determine credit worthiness, credit standing and/or credit capacity. Service providers or lenders will typically not perform credit checks with the three major credit reporting bureaus: Experian, Equifax, or Trans Union. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders, in certain circumstances. By submitting your application and information on this website, you agree to allow any and all participating lenders to verify your information and check your credit.- Payday Loans

Not all lenders can provide your requested loan. Cash transfer times may vary between lenders and may depend on your individual financial institution. Repayment terms vary by lenders and local laws, and not everyone will qualify for 90 day terms. In some circumstances faxing may be required. For details, questions or concerns regarding your cash advance, please contact your lender directly.

You will not be charged any fees to use mostgetcash.tripod.com/loan's service. Learn more about Rates & Fees.

Representative APR 391%

Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-Payment:

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. None payment of a payday loan might negatively effect your credit history.

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